Subsidized Cosmetic Salon

Take advantage and order the furniture of your dreams!

  • Buy better quality equipment and start providing top quality services
  • Order all the furniture you need before the time it takes to raise the funds
  • Design innovative products without taking a break from work and make your company more competitive

Which financing to choose?

Choose leasing or installments

Your Leasing Benefits ?

Saving money and time

  • Quick decision (up to 24h)
  • Lower taxes – deduct VAT and include installment in costs
  • Also for new companies (min 6 months)

Simple Leasing

  • Online application – without leaving your company
  • 24 hours a day, 7 days a week
  • Simple and transparent procedures

Conditions ?

  • Minimum order value 5000 PLN Net
  • Own contribution from 20% to 45%
  • Purchase on Firme
  • Minimum value of each single product 1000 PLN Net

How do I get a lease from ING Lease?

1. Select Products

Add the products to your cart and proceed to payment. Choose the payment method “Leasing” and place the order.

2. complete the application

You will be redirected to the ING Lease website. Take a look at the lease offer.

3. adjust Parameters

Choose the size of the down payment and the lease term.

4. submit an application

Fill in your information and send the application. You will receive a decision by email within 24 hours.

5. pay your own contribution

Pay the calculated own deposit and enjoy Figuratti products.

FAQ

Leasing at Figuratti is aimed at entrepreneurs, both sole proprietors and civil and commercial partnerships. The company, as a party to the lease agreement, is called the Lessee or Beneficiary.

Operating Lease – This is the most popular, most common type of lease. It is characterized by simplicity of accounting and tax benefits. The lessee makes an initial lease payment then pays lease installments (monthly or quarterly) over the selected period(from 24 to 60 months). At the end of the contract, the Beneficiary redeems the equipment for a predetermined amount.

We offer financing provided by ING Lease (Poland) Sp. z o.o. present on the market for almost 27 years, is one of the largest leasing institutions in Poland. ING Lease (Poland) is part of the ING Bank Śląski S.A. Capital Group.

  • Tax-deductible expenses – The lessee does not depreciate the asset that is the subject of the contract and does not enter it as a one-time business expense.
    Tax-deductible expenses for the lessee are all charges incurred, i.e.:
  • Initial lease payment
  • Lease installments
  • Redemption amount (its amount depends on the type of equipment and the associated depreciation rate).
  • VAT – Leases are based on net amounts. An invoice with 23% VAT is issued for the fees and each lease installment. The beneficiary may deduct VAT under the general rules.
    If the beneficiary is not a VAT payer, the gross value of the invoice (including VAT) is tax deductible.

Yes, leased equipment must be insured. Insurance is standard, and its cost is included in the installment amount.

Redemption means the last part of the amount due to the financier and guarantees the transfer of ownership of the object to the Beneficiary. This fee is paid after repayment of lease installments and is mandatory.

The company’s data, representative’s data and basic financial information, provided in a formulaic statement, are sufficient for the application. The document you will need is an identity card.

Your benefits Rat ?

Fast and Flexible

  • The average time from application to positive decision – about 15 minutes.
  • Spread the payment over your preferred number of installments – from 3 to even 36 months.

Simple Installment Application

  • Online application – without leaving your company
  • 24 hours a day, 7 days a week
  • Simple and transparent procedures

Conditions ?

  • Individual
  • Identity document
  • Revenue information
  • Resident status and permanent residence card (for foreigners)

How to take advantage of installments?

1. select Products

Add the products to your cart and proceed to payment. Choose the payment method “Alior – Installments” or “mbank – Installments” and place the order.

2. adjust Parameters

Choose the number of installments and review the financing offer.

3. complete the application

Fill out a credit application online.

4. wait for Decisions

Wait for the bank’s decisions. On average, it takes about 15 minutes.

5 Sign the Agreement

Sign the contract and enjoy Figuratti products.

FAQ

The condition for applying for an installment loan is:

  • have full legal capacity
  • having an identity document acceptable to the Bank, whereby citizens of the Republic of Poland may apply for a loan only on the basis of a valid identity card
  • having a PESEL registration number
  • Possession of resident status and permanent residence card (for foreigners)
  • Earning income (from sources acceptable to the Bank)
  • completion of 18 years

On installments you will pay for one or several Figuratti products.

In equal installments. You can make installment payments traditionally, at bank branches or post offices, or you can opt for a standing order to make installment payments from your account. You will find the amount of the installment, the repayment date and the account number for deposits in the loan agreement.

Yes, you can repay the loan early. To do this, contact a branch or the Bank’s hotline to determine the outstanding amount for the day.

No, insurance is not required.

Do you still have questions?

If you didn’t find all the information on this page contact us!

Can we help you with a beauty salon subsidy ?

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